Car insurance by the mile is only partly based on how many miles you drive.
Auto insurance miles driven per year.
For example both nationwide smartmiles and metromile.
Some companies offer low mileage discounts to motorists who drive a lower than average number of miles a year.
The mileage cap typically falls between 7 500 and 15 000 miles per year.
While there are many factors that affect car insurance rates mileage does have an effect on car insurance rates.
Based on annual premium paid by allstate standard auto customers vs.
Allstate pay per mile customers who drive an average of 1 000 10 000 miles a year.
How does pay per mile insurance work.
If your annual mileage generally does not exceed this range you should ask your car insurance company about a low mileage discount.
More traffic almost always equals.
What is the car insurance mileage limit that will wind up costing more for commuters.
How many miles you drive.
Does your annual mileage affect car insurance premiums.
Online through a call center or with an agent.
You may be able to get car insurance discounts when you purchase a pay per mile auto insurance policy depending on the insurance company.
If you re retired.
Higher car insurance rates.
Car insurance companies calculate their rates based on the average miles driven per year by an ordinary adult.
On the flip side drivers who drive more than 10 000 miles per year may pay more for car insurance.
First the insurer creates a base rate based on standard insurance variables such as your age and your driving and claims history the type of vehicle you drive and where you live and in most states your credit history.
Many factors go into the cost of your auto insurance policy including how you purchase the policy.
Find out the average miles driven per year by state age and gender plus how driving trends are playing out across the country.
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How much of a low mileage discount can you get.