Attic Inspection For Fha

These include many health and safety inspections.

Attic inspection for fha.

Ensure all appliances are operational. Fully access the attic space if able to do so. The appraiser must observe the interiors of all attic spaces. But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety.

Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. General acceptance criteria property eligibility and non residential use of property. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. These revisions must be meet to qualify for fha financing.

For an fha loan the u s. When an fha loan is being used the appraiser has two objectives. Department of housing and urban development washington dc 20410 8000 assistant secretary for housing federal housing commissioner special attention of. Federal housing administration fha loans must meet safety.

The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. Handbook 4000 1 all fha approved mortgagees. Inspection the attic must be examined whether access is by pull down stairway or scuttle.

Cost and income approach for value. All appropriate approaches must be utilized when applicable. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased. Clarifying that fha requires an inspection.

Head and shoulders is the. The guidance in this faq is effective for case numbers assigned on or after september 14 2015. Is an attic inspection required for fha. Federal housing administration fha loans have requirements including minimum property standards which help protect lenders.

The department of housing and urban development hud requires him to determine the current market value as with any appraisal. Fha s office of single family housing. This is to make sure the home is worth the selling price. Clarifying that fha requires an inspection.

Fha appraisers are now required to. If unable to observe the entire attic or crawl space area the appraiser must report the scope of the observation. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. What is an fha inspection and appraisal.

At a minimum the appraiser must enter head and shoulders into the attic. To a full inspection. Attic and crawl space inspection requirements. Ensuring that mixed use properties comply with zoning.